.ma-page{font-family:Arial,Helvetica,sans-serif;color:#26384b;line-height:1.7}
.ma-page *{box-sizing:border-box}
.ma-container{width:min(1140px,92%);margin:auto}
.ma-section{padding:70px 0}
.ma-light{background:#f5f7fa}
.ma-label{color:#e74740;font-size:13px;font-weight:700;letter-spacing:1.5px;text-transform:uppercase}
.ma-page h1,.ma-page h2,.ma-page h3{color:#26384b;line-height:1.25;margin:0 0 18px}
.ma-page h1{font-size:clamp(36px,5vw,54px)}
.ma-page h2{font-size:clamp(28px,4vw,38px)}
.ma-page h3{font-size:21px}
.ma-page p{color:#637185;margin:0 0 18px}
.ma-hero{padding:85px 0;background:#edf2f8}
.ma-hero-grid,.ma-split{display:grid;grid-template-columns:1.1fr .9fr;gap:42px;align-items:center}
.ma-hero p{font-size:18px}
.ma-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:25px}
.ma-btn{display:inline-block;padding:13px 22px;background:#e74740;color:#fff;text-decoration:none;font-weight:700;border-radius:6px}
.ma-btn:hover{background:#c9322c;color:#fff}
.ma-btn-outline{background:transparent;border:1px solid #26384b;color:#26384b}
.ma-panel{background:#fff;padding:30px;border-radius:12px;box-shadow:0 10px 32px rgba(30,50,75,.08)}
.ma-panel ul{padding-left:22px;margin-bottom:0}
.ma-panel li{padding:5px 0;color:#637185}
.ma-heading{text-align:center;max-width:760px;margin:0 auto 40px}
.ma-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}
.ma-card{background:#fff;padding:26px;border:1px solid #e4e9f0;border-radius:10px}
.ma-icon{display:flex;align-items:center;justify-content:center;width:46px;height:46px;background:#fff0ef;color:#e74740;border-radius:9px;font-size:18px;font-weight:700;margin-bottom:18px}
.ma-list{list-style:none;padding:0;margin:22px 0 0}
.ma-list li{position:relative;padding:9px 0 9px 28px;color:#637185}
.ma-list li:before{content:"✓";position:absolute;left:0;color:#e74740;font-weight:700}
.ma-steps{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px}
.ma-step{padding:23px;background:#fff;border:1px solid #e4e9f0;border-radius:10px}
.ma-number{display:block;font-size:28px;font-weight:800;color:#e74740;margin-bottom:12px}
.ma-cta{background:#26384b;color:#fff;padding:55px 25px;border-radius:12px;text-align:center}
.ma-cta h2,.ma-cta p{color:#fff}
.ma-cta p{max-width:720px;margin:0 auto 24px}
.ma-cta .ma-label{color:#ffaaa5}
@media(max-width:850px){.ma-hero-grid,.ma-split{grid-template-columns:1fr}.ma-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.ma-steps{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:560px){.ma-section{padding:48px 0}.ma-hero{padding:55px 0}.ma-grid,.ma-steps{grid-template-columns:1fr}.ma-card,.ma-step,.ma-panel{padding:22px}}